Friday, 5 July 2013

Why Would an Employer Give an Employee an Informal Loan? Commitment

Richard Hunt and Mat Hayward fom the University of Colorado were interested in employees who asked their employer for a loan, because they had no money but, for instance, had to buy a car, pay for their daughter’s wedding, medical bills, buy food and utilities, or faced home eviction. Therefore, they undertook to survey and interview small and medium-sized building contractors in Colorado.  No fewer than 67 percent of companies lent at least one of their employees money, with an average of about $1,100. Hunt and Hayward looked at 83 of them in more depth.

The first thing they found out was that, of the 459 loans that these 83 companies in combination handed out to one of their employees, no fewer than 57 percent were completely informal; meaning without any contract or any other formal enforcement mechanism. Why would firms do this? Even if they wanted to lend them money, why not give them a contract for the loan? This was puzzling because making it an informal, instead of formal loan with a contract, left the employer vulnerable to cheating by the employee. Because the employee simply could not pay back, or eventually even somehow inform the tax authorities (since informal loans are illegal). Why would employers voluntarily take that risk?

Hunt and Hayward theorised that employers granting the loan sometimes deliberately make themselves vulnerable towards the employee - by choosing an informal arrangement rather than a contract – to solicit trust and commitment from the employee. Granting a loan to a valuable employee in his time of need and do that in a way which explicitly makes the employer itself vulnerable could create substantial commitment and reciprocity from the employee, grateful for the loan and honoured by the trust placed upon him.

In conformity with this theoretical perspective, Hunt and Hayward found that informal loans were indeed more often extended when the employee needed the money for something personal and emotional, such as a wedding, a graduation, or to pay medical bills. When the loan concerned buying stuff (e.g. a car), paying off a credit card debt or rent, employers more often resorted to a formal contractual loan.

Moreover, Hunt and Hayward conjectured that employers would be more likely to make such an informal loan (rather than a formal, contract-based one) to employees who they were more eager to keep. And indeed they found that the informal loans were more often extended to better performing employees; those that were neither very young nor old (but just the right age to be both experienced and still have many productive years ahead of them), and at a time when the firm was most dependent on them, because it was still relatively new and small, and did not yet have a big backlog in terms of outstanding work assignments.

The question is: Did it work? Does extending an informal loan – at thus putting yourself at risk of being cheated on – result in improved (financial) performance? Hunt and Hayward showed that the answer is a resounding yes: their findings indicated that employers were better able to retain employees to whom they had extended such a loan. Furthermore, their calculations showed that it resulted in enhanced employer profit. Hence, making yourself vulnerable (by not asking for a formal contract) eventually paid off in financial terms.


 

Paper presented at the “Sumantra Ghoshal Conference for Managerially Relevant Research” at the London Business School
Our vulnerability is my gain: Linking exchange parties’ vulnerability to informal transactions and firm performance. Richard Hunt & Mathew Hayward (University of Colorado at Boulder)
Paper summary published with permission from the authors.

317 comments:

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HOW I GOT MY XMAS LOAN.

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Jeannette Hiller said...

HOW I GOT MY XMAS LOAN.

My name is Jeannette Hiller, from Prince Rupert, British Columbia. I am a married woman at the moment with three kids. I want to speak of the good deal done to me by Kendrick Investments Limited, they restored my happiness by giving me a loan, i needed to refinance and pay my son's medication bills and Xmas loan. Before now I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. On this faithful day while browsing through the Internet making research I came across a testimony sheared by one Mrs Karen on how she got her loan from Kendrick Investments Limited i decided to contact the same company and as God would have it,i successfully secured a loan $145,000.00. I have made the right choice by contacting them. My advice to those out there search for a legit place to secure an Xmas loan kindly and quickly contact Kendrick Investments Limited via email:kendrickinvestments@outlook.com or call to his mobile +1-386-202-2899 they don't know I'm speaking of the good thing they has done for me. email via:kendrickinvestments@outlook.com..

David Mark said...

To Whom it may concern!!!

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required to fill the info :
Name—-
Amount—-
Duration—-
Phone number—
Country—
Regards,
FROM: DAVID MIKE Loan Company
+19513561932.

Clara jonez said...

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Linda Meyers Miller said...

HOW I GOT MY XMAS LOAN.

My name is Linda Meyers Miller, from Arlington, Texas USA, I'm a married woman at the moment with three kids Stephanny, Aaron and Sean. I Love my 6 grandchildren with all my heart. I was stuck in a financial situation in September 2016 and i needed to refinance and pay my bills for my son's medication and Xmax loan. I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. But as God would have it, i was introduced to Mr Christopher Kendrick Kendrick Investments Limited, a loan lending company with Private limited with Share Capital Company by a friend,and i got a loan sum of $142,000.00 USD on the 22nd of November 2016 and today am a business owner and my kids are doing well... so i want to advice any one in need of a loan to quickly contact him Contact Number:- +1-386-202-2899 via email on kendrickinvestmentslimited@outlook.com he does not know am doing this i pray that God will bless him for the good things he has done in my life. Email via:- kendrickinvestmentslimited@outlook.com..Thanks..

Linda Meyers Miller said...

HOW I GOT MY XMAS LOAN.

My name is Linda Meyers Miller, from Arlington, Texas USA, I'm a married woman at the moment with three kids Stephanny, Aaron and Sean. I Love my 6 grandchildren with all my heart. I was stuck in a financial situation in September 2016 and i needed to refinance and pay my bills for my son's medication and Xmax loan. I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. But as God would have it, i was introduced to Mr Christopher Kendrick Kendrick Investments Limited, a loan lending company with Private limited with Share Capital Company by a friend,and i got a loan sum of $142,000.00 USD on the 22nd of November 2016 and today am a business owner and my kids are doing well... so i want to advice any one in need of a loan to quickly contact him Contact Number:- +1-386-202-2899 via email on kendrickinvestmentslimited@outlook.com he does not know am doing this i pray that God will bless him for the good things he has done in my life. Email via:- kendrickinvestmentslimited@outlook.com..Thanks..

Robert Smoak said...

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Best Regards

Larry George said...

At last i am very happy that i was able to get a loan to settle my debt and pay off my bills. All thanks to Larry George Loan Firm for this wonderful offer. If you are having financial difficulties or you seek for a loan to start up a business, Kindly contact Mr. Larry George via email: Larrygeorgeloanfirm@gmail.com

Unknown said...

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Unknown said...


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Dr Purva Pius said...

Hello Everybody,
My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

BORROWERS APPLICATION DETAILS


1. Name Of Applicant in Full:……..
2. Telephone Numbers:……….
3. Address and Location:…….
4. Amount in request………..
5. Repayment Period:………..
6. Purpose Of Loan………….
7. country…………………
8. phone…………………..
9. occupation………………
10.age/sex…………………
11.Monthly Income…………..
12.Email……………..

Regards.
Managements
Email Kindly Contact: urgentloan22@gmail.com

jack said...

We are financial services and investment company established

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Kind regards,

David Mark said...

To Whom it may concern!!!

Are you a businessman woman? Are you in any financial mess or you need funds to start your own business? or to pay off your bills or start a good business? Contact us on davidmike756@gmail.com. You can also Text or Call Our Head Office In United state of America on +19513561932.
required to fill the info :
Name—-
Amount—-
Duration—-
Phone number—
Country—
Regards,
FROM: DAVID MIKE Loan Company
+19513561932.

Unknown said...

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Anonymous said...

Hello Every One,
My Name is Mrs, Malayviza Grall , i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mr.Johnson Kithendu who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $47,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr.Johnson Kithendu and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via ( johnsonkithendu007@gmail.com ) and i want you all to pray for this man for me


Mrs, Malayviza Grall

Jerry Carl said...

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Janice Brown said...

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My Name is Mrs. Janice Brown , I live in California USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a happy mum with a beautiful daughter and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan company ADRIAN FINANCE FIRM who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, I had no choice than to give it an attempt and surprisingly it was all like a dream, I received a loan of $56,000 USD and i payed for my husband surgery and thank God today he is okay and can walk and he's working and the burden is no longer on me any more. And we can feed well and my family is happy today and i said to my self that i will shout aloud to the world the wonders of God to me through the God fearing loan company and i will advise anyone in genuine and serious need of quick and affordable loan to contact the loan company ADRIAN FINANCE FIRM through their website http://adrianfinancefirm.bravesites.com OR via emails adrianfinancefirm@yahoo.com , adrianfinancefirm@hotmail.com. So you can put a end to your financial crises.

Mrs. Janice Brown.

Sharon Coolidge said...

My name is Mrs Sharon Coolidge live in Florida USA and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to Him, He gave happiness to me and my family, i was in need of a loan of $93,000.00 to start my life all over as i am a single mother with 3 kids I met the GOD fearing Christian man Mr George Carson loan company, a loan lender that help me with a loan of $93,000.00 he is a GOD fearing man, if you are in need of loan and you will pay back the loan, contact him tell him that is Mrs Sharon Coolidge that refer you to him. contact Mr George Carson loan company.....Via-email (georgeloansfirm22@hotmail.com)

Janice Brown said...

Hello Every One,
My Name is Mrs. Janice Brown , I live in California USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a happy mum with a beautiful daughter and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan company ADRIAN FINANCE FIRM who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, I had no choice than to give it an attempt and surprisingly it was all like a dream, I received a loan of $56,000 USD and i payed for my husband surgery and thank God today he is okay and can walk and he's working and the burden is no longer on me any more. And we can feed well and my family is happy today and i said to my self that i will shout aloud to the world the wonders of God to me through the God fearing loan company and i will advise anyone in genuine and serious need of quick and affordable loan to contact the loan company ADRIAN FINANCE FIRM through their website http://adrianfinancefirm.bravesites.com OR via emails adrianfinancefirm@yahoo.com , adrianfinancefirm@hotmail.com. So you can put a end to your financial crises.

Mrs. Janice Brown.

Dupuy Michael said...



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this card have helped many persons to pay all their debts and also helps students to survive in school.

if you need to be rich then contact me on dupuymichael26@gmail.com and you will get your blank card from me.

thanks and i await your quick response.

Janice Brown said...

Hello Every One,
My Name is Mrs. Janice Brown , I live in California USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a happy mum with a beautiful daughter and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan company ADRIAN FINANCE FIRM who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, I had no choice than to give it an attempt and surprisingly it was all like a dream, I received a loan of $56,000 USD and i payed for my husband surgery and thank God today he is okay and can walk and he's working and the burden is no longer on me any more. And we can feed well and my family is happy today and i said to my self that i will shout aloud to the world the wonders of God to me through the God fearing loan company and i will advise anyone in genuine and serious need of quick and affordable loan to contact the loan company ADRIAN FINANCE FIRM through their website http://adrianfinancefirm.bravesites.com OR via emails adrianfinancefirm@yahoo.com , adrianfinancefirm@hotmail.com. So you can put a end to your financial crises.

Mrs. Janice Brown.

john said...


Best Place To Get A Solution To Your Financial Problems (Donaldsmithloanlender@hotmail.com)

My Name is Mrs Priscilla Jacobs, I live in USA and life is worth living comfortably for me and my family
now and i really have never seen goodness shown to me this much in my life, As i am a struggling mum
with two kids and i have been going through a serious problem as my husband encountered a terrible
accident last two months, and the doctors states that he needs to undergo a delicate surgery for him
to be able to walk again and i could not afford the bill for his surgery then i went to the
bank for a loan and they turn me down stating that i have no credit card, from there i ran to my
father and he was not able to help me, then when i was browsing through the internet and i came
across a God fearing company (Morganar Ericks loan company) who provides loans at an
affordable interest rate of 2.5% and i have been hearing about so many scams on the Internet
all over the world, but at this my desperate situation, i had no choice than to give it an attempt due to
the fact that the company is from United State of America, and surprisingly it was all like a dream,
i received a loan of $800,000.00 USD and i payed for my husband surgery and thank GOD today he is OK
and can walk, my family is happy and i said to myself that i will shout to the world the wonders
this great and God fearing Woman Mrs Morganar Ericks did for me and my family; so if anyone is in interested in getting a fast loan do contact this GOD fearing woman via Email: ( Donaldsmithloanlender@hotmail.com)

campbell joe said...


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sandra holway said...

I got my already programmed and blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20
days. I am so happy about this because i got mine last week and I have used it to get $100,000. MRS SANDRA is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmmachine88@gmail.com




Anonymous said...

I am so happy and i pray God Almighty will bless Sent Murphy. i have been scammed by 6 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of $2,000USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called SENT MURPHY Loan Company where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $8,000.00SD by this great Company (SENT MURPHY LOAN COMPANY} managed by Mr.MURPHY and here i am today happy because Murphy LOAN COMPANY HAS GIVEN ME A LOAN so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact: sentmurphylender77@gmail.com

jack ballard said...

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Fred Robert said...

***AVOID SCAMS***

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Need personal loan?

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But it is a financial opportunity at your door step and as such you can not miss this opportunity. This service, is for individuals, companies, business men and women.The loan amount available ranges from $ 3,000.00 to $ 50,000,000.00, for any legal purpose, with a comfortable duration. That range from 1-30 years. For more information contact us via email: Fredrobert129@gmail.com

Hopkinson Lance said...

Good day,

Are you in any financial crisis?
Are you in need of loan?If yes
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Thanks.

Unknown said...

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Complete contact information:
Do you need loan to pay Xmas loan?
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Do you need a business loan?
Do you want to buy a car or house?
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For all inquires Contact:
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David Mark said...

To Whom it may concern!!!

Are you a businessman woman? Are you in any financial mess or you need funds to start your own business? or to pay off your bills or start a good business? Contact us on davidmike756@gmail.com. You can also Text or Call Our Head Office In United state of America on +19513561932.
required to fill the info :
Name—-
Amount—-
Duration—-
Phone number—
Country—
Regards,
FROM: DAVID MIKE Loan Company
+19513561932.

Emily Thomas said...

EDWARD JONES FINANCE IS THE BEST PLACE TO GET A LOAN {Jonesloanfinance@yahoo.com},
God bless you sir, I will not stop telling the world about your kindness in my life, I am a single mum with kids to look after. My name is Emily Thomas, and I am from Convention Center Drive, Miami Beach, FL . A couple of weeks ago My friend visited me and along our discussion she told me about EDWARD JONES FINANCE, that they can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than running away with my money. I have been in a financial mess for the pass 7 months now,She advised I give it a try so I mailed him and explain all about my financial situation to him, he therefore took me through the loan process and gave me a loan of $390,000.00 at a very low interest rate of 2% and today I am a proud business owner and can now take good care of my kids, If you must contact any firm to get any amount of loan you need with a low interest rate of 2% and better repayment schedule, please contact EDWARD JONES FINANCE email:- {Jonesloanfinance@yahoo.com} OR Text +1(307) 241-3712 or go to there page on http://jonesloanfinance.bravesites.com

Jenny Hills said...

Testimony On How My Life was Transformed (Lexieloancompany@yahoo.com)..

I am writing this Testimony because am really grateful for what Martinez Lexie did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money total 6,500usd until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any kind for business or other purposes i would advise you to email Mr Martinez via: ( Lexieloancompany@yahoo.com ) or through the Company website: http://lexieloans.bravesites.com OR text: +18168926958 and be free of internet scams. thanks… Jenny Hills CA, United State


Jenny Hills said...

Testimony On How My Life was Transformed (Lexieloancompany@yahoo.com)..

I am writing this Testimony because am really grateful for what Martinez Lexie did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money total 6,500usd until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any kind for business or other purposes i would advise you to email Mr Martinez via: ( Lexieloancompany@yahoo.com ) or through the Company website: http://lexieloans.bravesites.com OR text: +18168926958 and be free of internet scams. thanks… Jenny Hills CA, United State


Goh Henry said...

Fidelity Loan Finance is a government approved credit firm, we give out loans to individuals and organizations with an interest rate of 2% world wide. Get back to me if you are interested fore further details through this mail box: fidlfin@live.com

Mike Robert said...

**AVOID SCAMMERS**

Happy New Year everyone,

My name is Mr Mike Robert and i am the managing director of Mike Robert Loan Service and we give out loans at 2% interest rate and we give out loans with comfortable loans duration for 1 to 30 years.

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Do you want to refinance?
Do you need a mortgage loan?

If you are serious minded contact us today:
EMAIL 1: Mikerobertloans@gmail.com
EMAIL 2: Mikerobertloans@yahoo.com
I hope to hear from you soon.

Mr Mike

Angela LINDA said...

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trial behold i got the loan with 24hours, do contact him if you are so in need of a loan trust me you

will be the next to testify. email:michaelloanfinance@yahoo.com

Angela LINDA said...

I am Angela From Brooklyn New York, USA, am among the happiest people in the world today reason

because i just got a loan from a very reliable company at the rate of 3%. i was so in need of urgent

loan and i have fall to the hands of internet fraudster in search of getting a loan, till i saw a

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trial behold i got the loan with 24hours, do contact him if you are so in need of a loan trust me you

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chongiefinancing@gmail.com said...

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www.chongieloans.webs.com


Best Regards
Chongie B.l.A
Chongie Financing Plc.

Unknown said...

INFORMATION/TESTIMONY ON HOW I GOT A LIFE-CHANGING LOAN FROM EMINENT JOSH WORLD LOANS INC... (joshloancompany@yahoo.com OR +1 215-874-8060)

I'm Walter J. Macias resident at 2270 Paul Wayne Haggerty Road, New Orleans, LA 70114, USA. I want to share this great testimony on how I got my loan from JOSH WORLD LOANS INC...my family were driven out of our home because I couldn't pay my bills anymore. After been scammed by various companies online and denied a loan by my bank as well as credit unions I visited. My kids were taken by the foster care; I was all alone in the street. Until a day I shamefully walked into an old school mate who introduced me to this God fearing loan company (JOSH LOAN COMPANY). At first I told him that I am not ready to take any risk of requesting a loan online anymore, but he assured me that I will receive my loan from them. On a second thought, due to my homelessness I took a trial and applied for the loan, I'd filled the loan application form and proceeded with all that was requested of me, luckily as God would have it, I was granted a loan of $175,000.00 which I applied from this company and I’m glad I took the risk and applied for the loan. My kids have been given back to me and now I own a home and a business of my own. All gratitude goes to EMINENT JOSH a God sent Loan Lender for giving a meaning to my life when I had lost all hope, so I made a vow to myself that I will keep testifying on the internet on how I got my fortunate life changing loan. Therefore without reservation, I strongly recommend JOSH LOAN COMPANY for anyone who needs a loan. You can get in contact with this great company via email at joshloancompany@yahoo.com or Call/Text them on +1 215-874-8060

Janice Brown said...

THE GREATEST TESTIMONY OF MY LIFE.

Hello Every One,
My Name is Mrs. Janice Brown , I live in California USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a happy mum with a beautiful daughter and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan company ADRIAN FINANCE FIRM who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, I had no choice than to give it an attempt and surprisingly it was all like a dream, I received a loan of $56,000 USD and i payed for my husband surgery and thank God today he is okay and can walk and he's working and the burden is no longer on me any more. And we can feed well and my family is happy today and i said to my self that i will shout aloud to the world the wonders of God to me through the God fearing loan company and i will advise anyone in genuine and serious need of quick and affordable loan to contact the loan company ADRIAN FINANCE FIRM through their website http://adrianfinancefirm.bravesites.com OR via emails adrianfinancefirm@yahoo.com , adrianfinancefirm@hotmail.com. So you can put a end to your financial crises.

Mrs. Janice Brown.

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Emily Thomas said...

EDWARD JONES FINANCE IS THE BEST PLACE TO GET A LOAN {Jonesloanfinance@yahoo.com},
God bless you sir, I will not stop telling the world about your kindness in my life, I am a single mum with kids to look after. My name is Emily Thomas and I am from Convention Center Drive, Miami Beach, FL . A couple of weeks ago My friend visited me and along our discussion she told me about EDWARD JONES FINANCE,that they can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than running away with my money. I have been in a financial mess for the pass 7 months now, She advised I give it a try so I mailed him and explain all about my financial situation to him, he therefore took me through the loan process and gave me a loan of $390,000.00 at a very low interest rate of 2% and today I am a proud business owner and can now take good care of my kids, If you must contact any firm to get any amount of loan you need with a low interest rate of 2% and better repayment schedule, please contact EDWARD JONES FINANCE email:- {Jonesloanfinance@yahoo.com} OR Text +1(307) 241-3712

Emily Thomas said...

EDWARD JONES FINANCE IS THE BEST PLACE TO GET A LOAN {Jonesloanfinance@yahoo.com},
God bless you sir, I will not stop telling the world about your kindness in my life, I am a single mum with kids to look after. My name is Emily Thomas and I am from Convention Center Drive, Miami Beach, FL . A couple of weeks ago My friend visited me and along our discussion she told me about EDWARD JONES FINANCE,that they can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than running away with my money. I have been in a financial mess for the pass 7 months now, She advised I give it a try so I mailed him and explain all about my financial situation to him, he therefore took me through the loan process and gave me a loan of $390,000.00 at a very low interest rate of 2% and today I am a proud business owner and can now take good care of my kids, If you must contact any firm to get any amount of loan you need with a low interest rate of 2% and better repayment schedule, please contact EDWARD JONES FINANCE email:- {Jonesloanfinance@yahoo.com} OR Text +1(307) 241-3712

Emily Thomas said...

EDWARD JONES FINANCE IS THE BEST PLACE TO GET A LOAN {Jonesloanfinance@yahoo.com},
God bless you sir, I will not stop telling the world about your kindness in my life, I am a single mum with kids to look after. My name is Emily Thomas and I am from Convention Center Drive, Miami Beach, FL . A couple of weeks ago My friend visited me and along our discussion she told me about EDWARD JONES FINANCE,that they can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than running away with my money. I have been in a financial mess for the pass 7 months now, She advised I give it a try so I mailed him and explain all about my financial situation to him, he therefore took me through the loan process and gave me a loan of $390,000.00 at a very low interest rate of 2% and today I am a proud business owner and can now take good care of my kids, If you must contact any firm to get any amount of loan you need with a low interest rate of 2% and better repayment schedule, please contact EDWARD JONES FINANCE email:- {Jonesloanfinance@yahoo.com} OR Text +1(307) 241-3712

Anonymous said...

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Janice Brown said...

Hello Every One,

My Name is Mrs. Janice Brown , I live in California USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a happy mum with a beautiful daughter and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan company ADRIAN FINANCE FIRM who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, I had no choice than to give it an attempt and surprisingly it was all like a dream, I received a loan of $56,000 USD and i payed for my husband surgery and thank God today he is okay and can walk and he's working and the burden is no longer on me any more. And we can feed well and my family is happy today and i said to my self that i will shout aloud to the world the wonders of God to me through the God fearing loan company and i will advise anyone in genuine and serious need of quick and affordable loan to contact the loan company ADRIAN FINANCE FIRM through their website http://adrianfinancefirm.bravesites.com OR via emails adrianfinancefirm@yahoo.com , adrianfinancefirm@hotmail.com. So you can put a end to your financial crises.

Mrs. Janice Brown.

george william said...

Good day,
Welcome to Rotary loan firm international
Have you been cheated and you are looking for legit company or
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Unknown said...

Hey guys i got my already programmed blank ATM card to withdraw a maximum of $9,000 daily for 30 days. I am so happy about this because i got mine last week and I have used it to get $45,000. Engineer Micharel is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other people pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from him. Just send him an email on (micharelatmhacker@gmail.com) call and text him +18508008129

Lucy Young said...

oma laenu on valmis niipea, kui saadad 50 nüüd saad oma laenu nüüd

Lucy Young said...

Tere, olen proua Lucy Young, eralaenu laenuandja, kes annab elu jooksul
võimalust laenu. Kas teil on vaja laenu kiiresti, et maksta ära oma võlad või siis
on vaja laenu, et suurendada oma äri? Te olete olnud lükkas pangad ja
teiste finantsasutuste? Kas teil on vaja konsolideerimise laen või hüpoteek?
otsin rohkem, sest me oleme siin, et kõik oma rahalised probleemid jäänud
minevikku. Me laenata raha üksikisikutele, kes vajavad rahalist
abi, mis on halb krediidi või vajavad raha, et maksta arveid, et
investeerida äri kiirusega 3%. Ma tahan kasutada seda keskmise teile teatada
et meil pakkuda usaldusväärset ja soodustatud abi ja on nõus
pakkuda laenu. Nii meiega täna ühendust e-posti aadressil: (lucyyoungloan@gmail.com)

Janice Brown said...

Hello Every One,
My Name is Mrs. Janice Brown , I live in California USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a happy mum with a beautiful daughter and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan company ADRIAN FINANCE FIRM who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, I had no choice than to give it an attempt and surprisingly it was all like a dream, I received a loan of $56,000 USD and i payed for my husband surgery and thank God today he is okay and can walk and he's working and the burden is no longer on me any more. And we can feed well and my family is happy today and i said to my self that i will shout aloud to the world the wonders of God to me through the God fearing loan company and i will advise anyone in genuine and serious need of quick and affordable loan to contact the loan company ADRIAN FINANCE FIRM through their website http://adrianfinancefirm.bravesites.com OR via emails adrianfinancefirm@yahoo.com , adrianfinancefirm@hotmail.com. So you can put a end to your financial crises.

Mrs. Janice Brown.

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Janice Brown said...

THE GREATEST TESTIMONY OF MY LIFE

Hello Every One,
My Name is Mrs. Janice Brown , I live in California USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a happy mum with a beautiful daughter and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan company ADRIAN FINANCE FIRM who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, I had no choice than to give it an attempt and surprisingly it was all like a dream, I received a loan of $56,000 USD and i payed for my husband surgery and thank God today he is okay and can walk and he's working and the burden is no longer on me any more. And we can feed well and my family is happy today and i said to my self that i will shout aloud to the world the wonders of God to me through the God fearing loan company and i will advise anyone in genuine and serious need of quick and affordable loan to contact the loan company ADRIAN FINANCE FIRM through their website http://adrianfinancefirm.bravesites.com OR via emails adrianfinancefirm@yahoo.com , adrianfinancefirm@hotmail.com. So you can put a end to your financial crises.
Mrs. Janice Brown

Anonymous said...

To whom it may conern....I am Mrs Waiter Debbie, i live in USA, I am using this medium to inform the general public about how my life got transformed I was in search of a business loan of $28,000.00 as I was running out of money for my business and money to pay bills because recently i got scammed out of $3,560 and i said to myself that i will never apply for a loan on the internet again, little did i know that a company could still be found on the internet. Until a Friend of mine introduced me to Needs Micro Financial firm. At first I told her I was not interested in any loan deal anymore then she assured me that the company is a genuine one, though i never believed her, I made a trial and I am glad i did, I was given a loan of $35,000.00 usd, by Needs Financial firm. My advice to anyone who requires a genuine, legit loan or any financial assistance and can be reliable, trusted and capable of paying back at the due time of the funds to contact them via:(needsmicrofinanceltd@gmail.com)


Mrs Waiter Debbie

JOHNSON said...

Hey Guys!!! I got my blank ATM card from CARLOS FERNANDEZ. My blank ATM card can withdraw €3,000 daily. I got it from him last Month and now I have €70,000 for free. The card withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for the installation of my gas plant station and enough money for me and my 3 kids. I am really happy i met Fernandez. Fernandez sent the card through UPS Service and i got it in 4 working days. Go get yours now. He’s giving it out to help people even if it is illegal at least its from the banks treasury not individuals account but it helps a lot and no one ever gets caught. The card works in all countries except Philippines, Mali and Nigeria. Fernandez email address is pcgblankatm@yahoo.com contact him now and end your suffering be discrete when you write him cause he works without no traces so follow accordingly until your atm gets to you otherwise he will decline to do business with you

Renee Joan Rothell said...

Testimony of Restoration with the help of Martinez Lexie(Lexieloancompany@yahoo.com OR +18168926958)..

I have been in financial mess for the past months, I'm a single mum with kids to look after. My name is Renee Joan Rothell, and am from Ridley Park, Pennsylvania. A couple of weeks ago My friend visited me and along our discussion she told me about Mr Martinez Lexie of ( Lexieloancompany@yahoo.com ); that he can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than running away with my money. She advised, I gave it a try because she and some of her colleagues were rescued too by this Godsent lender with loans to revive their dying businesses and paying off bills. so I mailed him and explain all about my financial situation and therefore took me through the loan process which was very brief and easy.. After that my loan application worth 78,000.00 USD was granted, all i did was to follow the processing and be cooperative and today I am a proud business owner sharing the testimony of God-sent Lender. You can as well reach him through the Company website: http://lexieloans.bravesites.com OR text: +18168926958

Renee Joan Rothell said...

Testimony of Restoration with the help of Martinez Lexie(Lexieloancompany@yahoo.com OR +18168926958)..

I have been in financial mess for the past months, I'm a single mum with kids to look after. My name is Renee Joan Rothell, and am from Ridley Park, Pennsylvania. A couple of weeks ago My friend visited me and along our discussion she told me about Mr Martinez Lexie of ( Lexieloancompany@yahoo.com ); that he can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than running away with my money. She advised, I gave it a try because she and some of her colleagues were rescued too by this Godsent lender with loans to revive their dying businesses and paying off bills. so I mailed him and explain all about my financial situation and therefore took me through the loan process which was very brief and easy.. After that my loan application worth 78,000.00 USD was granted, all i did was to follow the processing and be cooperative and today I am a proud business owner sharing the testimony of God-sent Lender. You can as well reach him through the Company website: http://lexieloans.bravesites.com OR text: +18168926958

taylor smith said...

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taylor smith said...

Are you seeking for a legitimate lender from the internet? My name is Kathie Smith, United State.please i want to advice you to beware of loan from the China and any part of Malaysia because they are all scammers. I have been scammed over 6 times until i came across a loan company from United State. They are so wonderful and serious minded company. I would advice you contact them if you are in need of loan of any kind(personal or business) because i got a loan from them without any stress after meeting their requirement. Their contact info is:ivanteliyk@outlook.com or Tel: USA +13474740768

Alexander Grayson said...


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Gamer said...

Thanks, that was a really cool read! Insurance Brandon FL

Jenny Hills Alcott said...

Testimony Of Transformation With The Help Of Lexieloancompany@yahoo.com

I am writing this Testimony because am really grateful for what MARTINEZ LEXIE did for me and my family when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%, well I have been searching for a loan to settle my debts and bills for the past months all I met scammed and took my money total 6,500usd until I finally met a God sent Lender. I never thought that there are still genuine lenders on the internet but to my greatest surprise i got my loan form this great company without wasting much time, so if you are out there looking for a loan of any kind for business or other purposes i would advise you to email Mr MARTINEZ LEXIE via: ( Lexieloancompany@yahoo.com ) or through the Company website: http://lexieloans.bravesites.com OR text: +18168926958 and be free of internet scams. thanks… Jenny Hills Alcott Resident: 1905 Wilcox Ave # 190, Los Angeles California, United State

Jenny Hills Alcott said...

Testimony Of Transformation With The Help Of Lexieloancompany@yahoo.com

I am writing this Testimony because am really grateful for what MARTINEZ LEXIE did for me and my family when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%, well I have been searching for a loan to settle my debts and bills for the past months all I met scammed and took my money total 6,500usd until I finally met a God sent Lender. I never thought that there are still genuine lenders on the internet but to my greatest surprise i got my loan form this great company without wasting much time, so if you are out there looking for a loan of any kind for business or other purposes i would advise you to email Mr MARTINEZ LEXIE via: ( Lexieloancompany@yahoo.com ) or through the Company website: http://lexieloans.bravesites.com OR text: +18168926958 and be free of internet scams. thanks… Jenny Hills Alcott Resident: 1905 Wilcox Ave # 190, Los Angeles California, United State

Carson Grant said...

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NOTE: You are required to email us on:(carsongrantloanhome@gmail.com)

Unknown said...

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Unknown said...

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Do You Need A Business Loan?
Interested applicants should Contact us via email: PergoCF@gmail.com
A Personal Loan? At 1.00%
Name,Amount,Country,Loan Durations,Phone, Mobile:
Please, contact us for more information: PergoCF@qualityservice.com
Interested applicants should Contact us via email: PergoCF@aol.com

Unknown said...

Affordable Loan Offer
Do You Need A Business Loan?
Interested applicants should Contact us via email: PergoCF@gmail.com
A Personal Loan? At 1.00%
Name,Amount,Country,Loan Durations,Phone, Mobile:
Please, contact us for more information: PergoCF@qualityservice.com
Interested applicants should Contact us via email: PergoCF@aol.com

Carson Grant said...

DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

Are you a business man or woman? Are you in any financial stress? Or do you
need money to start your own business?

Do you have a low credit score, and you will find it difficult to get loans
from local banks and other financial institutions? solution to your
financial problem is Dr. Carson Grant The Terms and Conditions are very simple
and considerate.You will never regret any thing in this loan transaction because i will
make you smile through out this transaction, because you where not born to be a loser

Email (carsongrantloanhome@gmail.com)

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Possibility
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans
*Secure Loans
*Unsecured Loans

We offer loans at 2% interest rate

We offer loans to people in need of financial assistant with a low interest
rate of 2%. In order to get a loan with this company, you can tell the exact amount of
loan you need and the time in which you can pay back the loan.

NOTE: You are required to email us on:(carsongrantloanhome@gmail.com)

timmons brent said...

Dear Customer, I am Mrs George Winston , I give out loans with 2% interest rate..
Are you tired of seeking loans and Mortgages,have you been turned down constantly By your banks and other financial institutions,We offer any form
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What are your Financial needs?
Do you need a business loan?
Do you need a personal loan?
Do you want to buy a car?
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Do you need a mortgage loan?
Do you need a huge capital to start off your business proposal or expansion?
Have you lost hope and you think there is no way out, and your financial burdens still persists?

Contact us via mrsgeorgewinstonloancompany@gmail.com

1. NAME OF APPLICANT..............
2. RESIDENTIAL COUNTRY ............
3. RESIDENTIAL ADDRESS:........
4. BUSINESS ADDRESS:..................
5. AGE:..........................
6. OCCUPATION:................
7. AMOUNT OF LOAN REQUIRED ..............
8.Loan Duration ..............
9. PURPOSE OF THE LOAN:............
10. Phone NUMBER:..........
11.LOAN DURATION................

FILL IN THE ABOVE INFORMATION AND SEND IT TO THE CONTACT INFORMATION BELOW:

NOTE: All response should be sent directly to : mrsgeorgewinstonloancompany@gmail.com

James Carl said...

Do you need a loan? you have been looking for how to gain access to a private lender? If yes, here is a chance to get a cheap loan. We offer loan at low rate of 3% and we contacted;

jamescarlloanfirm88@gmail.com

Greetings,
Mr. James Carl

James Carl said...

Do you need a loan? you have been looking for how to gain access to a private lender? If yes, here is a chance to get a cheap loan. We offer loan at low rate of 3% and we contacted;

jamescarlloanfirm88@gmail.com

Greetings,
Mr. James Carl

jim11 said...


GOOD DAY
I'm Jimmy, i am from Delaware State, 7 DICKERSON ST HARRINGTON, DE 19952-1302
I AM ON THIS SITE TO SHARE BRIEFLY HOW I WAS HELPED AND WAS ABLE TO GET A LOAN THAT I HAVE BEEN BIDDING FOR, OVER A LONG TIME NOW..
I APPLIED FOR A LOAN IN " HALIFAX " AND I GOT MY LOAN FROM THEM. WITH A LOW COST OF INSURANCE, AND I GOT MY LOAN AT 4.50%.
ARE YOU LOOKING FOR A LOAN FOR ANY PROJECT? CONTACT HALIFAX BANK PLC FOR A STRESS FREE AND FAST LOAN.
THANK YOU, AND I WISH YOU GOOD LUCK IN ALL YOUR ENDEAVORS.

CONTACT EMAIL: halifax_ivandepartment@hotmail.com

Reymond Thompson said...

Am Raymond Thompson, the issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender, getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution. But we have made that difference in the lending industry, We offer a loan from 1,000.00 to 10,000,000.00 as low as 2% interest, we fund small scale loan firm, intermediaries, small scale financial institutions, No social security and no credit check, 100% Guarantee.Our Services Include the Following:Debt Consolidation,Second Mortgage,Business Loans,Personal Loans, International Loans,Family loan. For more information about getting a loan contact us now via email:{thompsonloancompany@yahoo.com}1489036793

Carson Grant said...

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Do you have a low credit score, and you will find it difficult to get loans
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Our services include the following:

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Eric financee said...

Do you need loans for project, investment, personal loans, business loans, home loans, student loans, consolidation loans and loans for various project? for those who wish to get a loan from our company should contact us today at ( ericfinancee@gmail.com or ericfinancee@outlook.com ) you can also call +1 936-681-9131 or text for more and get your loan today.

Douglas Rodgers said...

Hello Everyone,
At every point in your life, you'll need money for one thing or the other: starting or expanding your business, paying bills, settling debts, fixing your damaged vehicle, paying your rent, and so on. Unless you're a multi-millionaire, you'll always have one or more expenses waiting to consume every penny you earn.

The reality is that there are times when you just won't have the money when you need it so badly. In such instances, you have a number of options: ask your friends and family for assistance, sell some of your assets at giveaway prices, or take a loan. If you're like most people, you would definitely prefer taking a loan.

Here Douglas Rodgers Loan Firm(DOUGLASRODGERSLOANFIRM@LIVE.COM) comes in, Secure a Loan from us today and start up with something rewarding. Our transaction is 100% guaranteed as we also ensure a cordial relationship with our clients. We offer Loans with no credit Checks, No collateral, Easy steps, fast funding and a low interest rate of 2%. Why remain in a financial breakdown? Contact us today via email: Douglasrodgersloanfirm@live.com

Douglas Rodgers said...

Hello Everyone,
At every point in your life, you'll need money for one thing or the other: starting or expanding your business, paying bills, settling debts, fixing your damaged vehicle, paying your rent, and so on. Unless you're a multi-millionaire, you'll always have one or more expenses waiting to consume every penny you earn.

The reality is that there are times when you just won't have the money when you need it so badly. In such instances, you have a number of options: ask your friends and family for assistance, sell some of your assets at giveaway prices, or take a loan. If you're like most people, you would definitely prefer taking a loan.

Here Douglas Rodgers Loan Firm(DOUGLASRODGERSLOANFIRM@LIVE.COM) comes in, Secure a Loan from us today and start up with something rewarding. Our transaction is 100% guaranteed as we also ensure a cordial relationship with our clients. We offer Loans with no credit Checks, No collateral, Easy steps, fast funding and a low interest rate of 2%. Why remain in a financial breakdown? Contact us today via email: Douglasrodgersloanfirm@live.com

Carson Grant said...

DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

Are you a business man or woman? Are you in any financial stress? Or do you
need money to start your own business? we offer financial freedom to serious
clients our mission is to help the less financial privileges get back on track
Our program is the quickest way to get what you need in a snap. Reduce your
payments to ease the strain on your monthly expenses. Gain flexibility with which
you can use for any purpose – from vacations, to education, to unique purchases


Do you have a low credit score, and you will find it difficult to get loans
from local banks and other financial institutions? solution to your
financial problem is Dr. Carson Grant The Terms and Conditions are very simple
and considerate.You will never regret any thing in this loan transaction because i will
make you smile through out this transaction, because you where not born to be a loser

Email (carsongrantloanhome@gmail.com) Website: http://easyloansint.com

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Possibility
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans

We offer loans at 2% interest rate

We offer loans to people in need of financial assistant with a low interest
rate of 2%. In order to get a loan with this company, you can tell the exact amount of
loan you need and the time in which you can pay back the loan.

NOTE: You are required to email us on:(carsongrantloanhome@gmail.com) Website: http://easyloansint.com

Richardson McAnthony said...


We are a Finance Industry Company professionals with over 15 Years Experience and a focus on providing Bank Guarantee and Standby Letter of Credit from some of the World Top 25 Prime Banks primarily from Barclays, Deutsche Bank, HSBC,Credit Suisse e.t.c.

FEATURES:
Amounts from $1 million to 5 Billion+
Euro’s or US Dollars
Great Attorney Trust Account Protection
Delivered via MT760, MT799 and MT103 Swift with Full Bank Responsibility
Brokers Always Protected

Purchase Instrument of BG/SBLC : 32%+2% Min Face Value cut = EUR/USD 1M-5B
Lease Instrument of BG/SBLC : 4%+2% Min Face Value cut = EUR/USD 1M-5B

Interested Agents/Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.


We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

DESCRIPTION OF INSTRUMENTS

1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
2. Currency : USD/EURO
3. Age of Issue: Fresh Cut
4. Term: One year and One day
5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
6. Price : Buy:32%+1, Lease: 4%+2
7. Subsequent tranches: To be mutually agreed between both parties
8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
10. Payment Term: MT799 & Settlement via MT103
11. Hard Copy: By Bank Bonded Courier


Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



Name:Richardson McAnthony
Contact Mail : intertekfinance@gmail.com

Jenny Hills Alcott said...

TESTIMONEY OF TRANSFORMATION WITH THE HELP OF LEXIELOANCOMPANY@YAHOO.COM
I am writing this Testimony because am really grateful for what MARTINEZ LEXIE did for me and my family when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%, well I have been searching for a loan to settle my debts and bills for the past months all I met scammed and took my money total 6,500usd until I finally met a God sent Lender. I never thought that there are still genuine lenders on the internet but to my greatest surprise i got my loan form this great company without wasting much time, so if you are out there looking for a loan of any kind for business or other purposes i would advise you to email Mr MARTINEZ LEXIE via: ( Lexieloancompany@yahoo.com ) OR text: +18168926958 and be free of internet scams. thanks… Jenny Hills Alcott Resident: Los Angeles California, United State


Jenny Hills Alcott said...

TESTIMONEY OF TRANSFORMATION WITH THE HELP OF LEXIELOANCOMPANY@YAHOO.COM
I am writing this Testimony because am really grateful for what MARTINEZ LEXIE did for me and my family when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%, well I have been searching for a loan to settle my debts and bills for the past months all I met scammed and took my money total 6,500usd until I finally met a God sent Lender. I never thought that there are still genuine lenders on the internet but to my greatest surprise i got my loan form this great company without wasting much time, so if you are out there looking for a loan of any kind for business or other purposes i would advise you to email Mr MARTINEZ LEXIE via: ( Lexieloancompany@yahoo.com ) OR text: +18168926958 and be free of internet scams. thanks… Jenny Hills Alcott Resident: Los Angeles California, United State


Anonymous said...

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(1) Full Name
(2) Full Address
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Geoffrey Graham said...

Hello.

Greetings, i'm Hogg Geoffrey Graham from LA, I am very happy to receive a loan from the European part of the world, they gave me a loan to settle my hospital bills, They saved me from loosing my house. this message might be of help to you guys that also need a loan in other not to go the wrong side in your search you have to contact this company Michael Clinton Loans. Via E_mail: michaelclinton273@gmail.com

Regards.

Dr. Ezra Sebastian said...

WE OFFER ALL KIND OF LOANS – APPLY FOR AFFORDABLE LOANS.

Dr. Ezra Sebastian Loan Company is a well established finance company who are committed to providing our customers and suppliers with simple and competitive forms of finance solutions for all business users. An independent finance house and brokerage specializing in vendor finance schemes.

As a company we have a wealth of experience in the market, predominantly offering leasing solutions to businesses looking to finance all types of equipment. . Our dynamic approach in the market has led us to significantly develop our range of products and services in order to help commercial customers with all finance requirements Reduce your
payments to ease the strain on your monthly expenses.

we give out loan with an affordable interest rate of 2% Do
you have a low credit score, and you will find it difficult to get loans
from local banks and other financial institutions? solution to your
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DO YOU NEED 100% FINANCE?
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Our services include the following:

* Personal Loans
* Debt consolidation loans
* Possibility
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans



NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Ezra Sebastian

We look forward to hear from you ASAP

Dr. Ezra Sebastian said...

WE OFFER ALL KIND OF LOANS – APPLY FOR AFFORDABLE LOANS.

Dr. Ezra Sebastian Loan Company is a well established finance company who are committed to providing our customers and suppliers with simple and competitive forms of finance solutions for all business users. An independent finance house and brokerage specializing in vendor finance schemes.

As a company we have a wealth of experience in the market, predominantly offering leasing solutions to businesses looking to finance all types of equipment. . Our dynamic approach in the market has led us to significantly develop our range of products and services in order to help commercial customers with all finance requirements Reduce your
payments to ease the strain on your monthly expenses.

we give out loan with an affordable interest rate of 2% Do
you have a low credit score, and you will find it difficult to get loans
from local banks and other financial institutions? solution to your
financial problem is Dr. Ezra Sebastian The Terms and Conditions are very simple
and considerate

DO YOU NEED 100% FINANCE?
EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Please, contact us for more information: (ezrasebastianloans@gmail.com)

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Possibility
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
* Home Loans



NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Ezra Sebastian

We look forward to hear from you ASAP

Douglas Rodgers said...

Hello Everyone,
At every point in your life, you'll need money for one thing or the other: starting or expanding your business, paying bills, settling debts, fixing your damaged vehicle, paying your rent, and so on. Unless you're a multi-millionaire, you'll always have one or more expenses waiting to consume every penny you earn.

The reality is that there are times when you just won't have the money when you need it so badly. In such instances, you have a number of options: ask your friends and family for assistance, sell some of your assets at giveaway prices, or take a loan. If you're like most people, you would definitely prefer taking a loan.

Here Douglas Rodgers Loan Firm(DOUGLASRODGERSLOANFIRM@LIVE.COM) comes in, Secure a Loan from us today and start up with something rewarding. Our transaction is 100% guaranteed as we also ensure a cordial relationship with our clients. We offer Loans with no credit Checks, No collateral, Easy steps, fast funding and a low interest rate of 2%. Why remain in a financial breakdown? Contact us today via email: Douglasrodgersloanfirm@live.com

Dr. Ezra Sebastian said...

DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

Do you seek funds to pay off credits and debts? Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)


DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

Please, contact us for more information: (ezrasebastianloans@gmail.com)

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Car Loans
* Business Loans
* Education Loans
* Mortgage
*Refinancing Loans
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*Hotel loans*Student loans
*Construction loans

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NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

Yours Sincerely,
Dr. Ezra Sebastian

We look forward to hear from you ASAP.

Wema Sundas said...

Hello Sir / Ma,
Are you tired of seeking Monetary assistance from Bank and different financial organization, Have you encountered firms with unsatisfied financial services?
Are you seeking for legitimate,fast and reliable loans? Free collateral loans / non-collateral loans, we offer loan services of different types ranging from full loans to subordinate loans best designed for you. The loans are given at a very low interest rate. We offer mortgage, company, business, personal, housing, land acquisition and many more. No social security number is required and no credit check required 100% guarantee to the nation / world. Our dignity is to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans. Contact us now via our mailing address. And please i want to beg all those that are out there that are just trying to apply for loan OR loans and take it for a joke not to do that here as this is a loan firm that was founded in TRUTH and in full SINCERITY to support everybody in the world with financial help. TAKE NOTE: ANY RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.
Name Of Loan Firm: Wema Sundas Loan Investment,
Name of the CEO: Mrs Wema Sundas,
Name Of Personal Assistant: Mr Primo Samakard
Email: mrswemaloans@rocketmail.com . In receipt of your contact and seriousness to getting a loan here, You will surely get a call from my personal assistant or me the Chief Executive Officer of this loan firm.( BEWARE OF DUPLICATE OF THIS ADVERT WERE NAME AND EMAIL ADDRESS WILL BE CHANGED ) Too many fake loan firms online.We are the only loan firm that has made Our mission solving your financial problems and help your business succeed our priority.

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